Luso American Credit Union have the financial solutions to help you meet your goals.
The fees listed below are accurate as of September 28, 2022.
Note! You may call us at (978) 531 – 5767 to obtain current fee information.
| Service | Fee |
|---|---|
| Service Charge1 | $3.00 |
| Uncollected Funds | $20.00 |
| Insufficient Funds4 | $20.00 |
| Stop Payment | $10.00 |
| Stop Payment Renewal | $10.00 |
| Allowed Checkwriting | No Limit |
| Certified Checks | $5.00 |
| Service | Fee |
|---|---|
| Returned Deposit Item | $5.00 |
| ACH Returns | $20.00 |
| Wire Transfers | |
| Incoming | No Charge |
| Outgoing: Domestic | $15.00 |
| International | $40.00 |
| Foreign Collection Items | $7.00 |
| Foreign Currency (order) | $10.00 |
| Foreign Currency (sell) | Varies |
| Statement Copies2 | $2.00 |
| Account Research2 | $15.00 per hour |
| Annual Dormant Account Fee | $25.00 |
| Lost Passbooks2 | $5.00 |
| Lost ATM/Debit Card (No fee for first lost card in a twelve month period) |
$5.00 |
| Service | Fee |
|---|---|
| Cashier’s Checks2 | $2.00 |
| Stop Payment on Cashier’s Check2 | $10.00 |
| Notary Fee (members only) | $0.00 |
| Checking Printing | Varies by Style |
| Cash U.S. Savings Bonds | $0.00 |
| Money Orders3 | $1.00 |
| Stop Payment on Money Order | $5.00 |
| Coin Machine (members) | $0.00 |
| Coin Machine (non-members) | 7% |
- 1
- Charged only if balance falls below $100.00 any time during the statement cycle.
- 2
- Senior Citizens (65 or over) – no charge for this service.
- 3
- Senior Citizens (65 or over) – ½ reduced fee, $.50.
- 4
- Insufficient Funds charges are charged each time a check is presented for payment and therefore may be charge multiple times for the same item.
Note! Miscellaneous Fees are subject to change without notice.