Luso American Credit Union have the financial solutions to help you meet your goals.

The fees listed below are accurate as of January 5, 2017.

Now Accounts
Service Fee
Service Charge1 $3.00
Uncollected Funds $20.00
Insufficient Funds $20.00
Stop Payment $10.00
Stop Payment Renewal $10.00
Allowed Checkwriting No Limit
Certified Checks $5.00
All Accounts
Service Fee
Returned Deposit Item $5.00
ACH Returns $20.00
Wire Transfers
Incoming No Charge
Outgoing: Domestic $15.00
International $40.00
Foreign Collection Items $7.00
Foreign Currency (order) $12.00
Foreign Currency (sell) Varies
Statement Copies2 $2.00
Account Research2 $15.00 per hour
Annual Dormant Account Fee $25.00
Lost Passbooks2 $5.00
Lost ATM/Debit Card
(No fee for first lost card in a twelve
month period)
Miscellaneous Fees
Service Fee
Cashier’s Checks2 $2.00
Stop Payment on Cashier’s Check2 $10.00
Notary Fee (members only) $0.00
Purchase U.S. Savings Bonds $0.00
Cash U.S. Savings Bonds $7.00
Money Orders3 $1.00
Stop Payment on Money Order $5.00
Coin Machine (members) $0.00
Coin Machine (non-members) 7%
Charged only if balance falls below $100.00 any time during the statement cycle.
Senior Citizens (65 or over) – no charge for this service.
Senior Citizens (65 or over) – ½ reduced fee, $.50.