Luso American Credit Union have a variety of competitive rates loans to meet your needs, because we want to help you finance your dreams.

Personal Loans

There are times you may need more money than you have on hand. Perhaps you want to make a large purchase or need a helping hand to overcome a short-term financial hurdle.

New & Used Auto Loans

Whether you are looking at a brand new or used car, Luso American Credit Union offers great rates which are often more competitive than dealer financing.

First Mortgage Loans

Partner with Luso American Credit Union to finance your home and discover the wonder of a stress free home buying process.

Second Mortgages

At Luso American Credit Union, we understand that fixed rate second mortgage financing can be a great choice for debt consolidation or other borrowing needs.

Home Equity Line of Credit

We offer variable rate home equity lines of credit. If you're looking to remodel your home, add on a room, or need extra cash for whatever reason, your home's available equity could save you a lot of money in the long run.

Construction Loans

Are you planning on building your own home? Luso American’s Construction Loan may be for you.

Share Secured Loans

A Share Secured Loan allows you to borrow at competitive low rates with convenient repayment terms because you use your savings (either share or certificate) as collateral.

Credit Cards

Are you starting to build your credit? Are you tired of paying exorbitant rates on your credit card balances? We offer instantly-issued platinum Visa credit cards at an everyday low rate.

Loan Rates

When you are looking for excellent rates on loan products, look no further. Luso American Credit Union have the competitive rates you are looking for.