When you are looking for excellent rates on loan products, look no further. Luso American Credit Union have the competitive rates you are looking for.

Rates quoted are accurate as of April 09, 2018.

Auto Loans

Interest rate for all auto loans will be based on the applicants' credit score
and can be as low as 2.49% apr

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Recreational Vehicle Loans
Type APR*
Motorcycle & RV Loans 3% above appropriate Auto Loan rate
Boat Loans 3% above appropriate Auto Loan rate

*Annual Percentage Rate

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Share Secured Loans & Overdraft Protection
Type APR*
Share Secured Loans 2% above interest rate on share account used as security
Overdraft Protection 14.00% APR*

*Annual Percentage Rate

These are variable rate products. The interest rate can change after the loan is opened.

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Rates quoted are accurate as of November 1, 2018.

Personal Unsecured Loans

Interest rate for all Personal Loan will be based on the applicants' credit score
and can be as low as 5.90% apr

Maximum Loan Amount is $9,500.00

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Visa Credit Card
Type APR* Term
Visa Credit Card 12.99% Revolving - No Annual Fee

*Annual Percentage Rate

This is a variable rate product. The interest rate can change at any time even after the credit card line is opened.

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Rates quoted are accurate as of December 12, 2018.

First Mortgage
Type APR* Interest Rate Payment Amount
per $1,000 borrowed
Points
30 Year 4.911% 4.875% $5.29 0
15 Year 4.430% 4.375% $7.59 0

*Annual Percentage Rate

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Rates quoted are accurate as of December 12, 2018.

Second Mortgage
Type APR* Interest Rate Payment Amount
per $1,000 borrowed
Points
20 Year 5.127% 5.125% $6.67 0
15 Year 4.627% 4.625% $7.71 0

*Annual Percentage Rate

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Home Equity Line of Credit

  • 5.25% APR1 (no minimum balance required)
  • 0.25% reduction in rate for checking account
  • 0.25% reduction in rate for $25,000 initial draw and maintain balance for 6 months.

1 Prime rate as published in the Wall Street Journal on the last business day of each month.

This is a variable rate product. Interest rate will fluctuate with the Prime Rate throughout the term of the loan. The maximum rate charged will not exceed 18.00%.

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