Joining is easy, if you live or work in Essex County, you simply need to open a savings account with $25 and you can begin to reap all the benefits of membership at Luso American Credit Union.

Come in and join us today!

About Luso American CU

We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.


Get the latest news and trends affecting the Luso American Credit Union.

Locations & Hours

Please feel free to visit the Luso American Credit Union when you want to open an account or for any of your financial needs.

ATM Locator

Luso American Credit Union members can access thousands of ATMs in the SUM Network surcharge-free.

Schedule of Fees

Luso American Credit Union have the financial solutions to help you meet your goals.


Luso American Credit Union is committed to providing a website that is as accessible to many.

Fraud Alert!

You may be contacted by our Fraud Prevention department stating that there may be fraud on your debit card.