Are you starting to build your credit? Are you tired of paying exorbitant rates on your credit card balances? We offer instantly-issue platinum a Visa credit cards at an everyday low rate of 12.99%.

We may approve you for a maximum line of credit of $9,500 (actual maximum will depend on your credit rating). You will earn points on every purchase can combine those points with your debit card points to earn faster.

Each card on a Credit Card account can have a different maximum line of credit, so Luso American’s Credit Card account is the perfect solution for parents with college students.

Apply Now!

Credit card applications may take up to one day to process. All applications are subject to credit approval. Approved applicants must become members prior to or once the credit card is issued. Approved applicants can choose to visit one of our offices to pick up their instantly issued credit card or choose to have it mailed. If mailing the credit card, please allow at least 10 days before the expected delivery date. Membership eligibility required.