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Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.

Spreading Holiday Cheer with our HELOC Rate Special!

Enjoy a 2.75% APR* Rate Special when you apply for a Home Equity Line of Credit today.

Rate for a one-year period.

Holiday Shopping - On Your Terms

Introducing a New Visa Credit Card with a rate as low as 7.99% APR*.

Apply Today to enjoy an Instantly Issued Card, Rewards on All Purchases & Pay Wave Technology.

Are You Getting Benefits from Your Debit & Credit Cards?

All Luso Debit & Credit Cardholders enjoy these excellent benefits:

Instantly Issued Cards
Low, Affordable Rates
Rewards on All Purchases
Combined Rewards for Debit & Credit Cards
Apple Pay, Samsung Pay & Google Pay
& More!

Introducing Apple Pay!

We're excited to announce that all Luso-American Credit Union Debit & Credit Cards can now be used with Apple Pay, Samsung Pay & Google Pay.

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Refer a Friend & You Both Win!

Refer a friend to Luso American Credit Union and you'll each get $25* in your checking account!

Learn More...