Enjoy local service, convenient digital banking, and financial solutions built for you at Luso American Credit Union.
Make the switch and open a NEW Free Checking Account with us and you’ll earn $300!*
Plus, with our Free Checking Account, you’ll enjoy:
- No minimum balance or monthly service charge
- A Debit Card with REWARDS
- Free online and mobile banking
- Free online bill pay, remote deposit, and other digital banking services
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*Offer valid for new Luso American Credit Union checking accounts opened from 12/10/2025 through 2/28/2026 only. To qualify for the $300 bonus, an individual must open a new checking account during the promotional period and complete all required qualifying activities within the stated promotional period. Qualifying activities include establishing a recurring direct deposit of $500 minimum and maintaining the account in good standing. Bonus will be deposited into the member’s checking account within 30 days after the requirements are met. Offer not available to existing Luso checking account holders or those who have closed a Luso checking account within the past 12 months. Limit one bonus per individual. Fees may reduce earnings. Promotional offer subject to change or withdrawal at any time without notice. Membership required. Federally Insured by NCUA.